Top Tips and Features of E-Wallet Mobile Application Development

By James Tredwell on March 15, 2019

In the digital universe, who like to keep multiple cards and huge cash in the pocket, or want to enter the credentials to make the payment done. The answer is absolutely no one. These are actually relics from the past.

Now, the businesses are going the customer’s way, that’s handy digital mobile wallet way. The virtual wallets on the user’s mobile store the private data like- registered bank account details, credentials, loyalty points, and transaction details, in addition, powered to pay for the purchases made online in a few taps.

The easy-to-use wallets require no signatures or paper receipts and complete the transactions in an around 3 seconds. Plus, the sensitive data is stored with no fuss under the net of various security layers. The high reliability, security, flexibility, speed, and convenience are the reasons the mobile payment volume is projected to increase by ten folds that’s $274.4 billion by 2021.

Intrigued? Want to build an app? Let’s begin developing digital wallet that provides enormous benefits to the users and bring immense success to your business.

Here are the features that your e-wallet app must have:

#1. The slew of rudimentary features

Post-installation, the user should be allowed to get registered on the application to confirm the account; integrate the authorized bank accounts to make payment instantly; add money from the linked bank accounts anytime, anywhere; transfer money to the bank account or other wallets; check the transaction details and wallet balance through passbook; view and utilize the offers while paying utility bills or conducting any transaction.

#2. Secured authentication

Security is vital for e-wallet apps as no one wants their money to get stolen. The personal and financial information of the users stored in the wallet can be saved from cyber-attackers by allowing the users to make payment only after passing through an authentication process such as passwords, one-time pin generation, or biometric authentication. With P2PE and tokenization, the stored information remains encrypted and cannot be read by the other machine during the complete transaction.

#3. Back-up facility

It’s a great idea to keep a backup of all the data and automatically stored it on the cloud servers so that when any of the files get deleted mistakenly, it can be retrieved effortlessly. Also, using AI intelligence, the data can be used to offer personalized recommendations to users.

#4. Performance

The users need e-wallet to make their lives easier and if it takes from seconds to minutes to connect to the bank server and complete the transaction, they start looking for an alternative. The user frustration and app abandonment can be prevented by ensuring that it would not take more than 5 seconds to get the app load and transaction done. It can be achieved by optimizing the app for performance and including necessary features and lightweight graphics.

#5. Tracking

Not to miss, financial spending provides a big picture to the users about how they can plan the finances better. With graphs or chart form, the user can easily track and monitor their expenses and plan how they can manage them to accelerate the savings.

#6. Categorization

The users can be allowed to organize the multiple debit or credit cards from the different banks they have added under various wallet file categories so that they can be used easily at the time of the transactions. With the little customization facility, the user can change the color or icon of the categories for easy and quick access.

Note: The cost of developing an app may not be a concern for you, but the success that app will bring in terms of the number of downloads, optimum user retention, and the revenue is a serious matter. Don’t worry, it can be handled well by following a couple of tips during E-Wallet Mobile Application Development:

#7. Conduct Research on the niche market

Dig deeper! The market is crowded with hundreds of wallet apps that are offering the same features that you will offer. The distinctive proposition and user engagement can be created, only when the competition is studied ahead of the time. Do the necessary homework to find out what the competition is offering and what’s not available, which can help your app stand on the top of the popularity ladder.

#8. Make the app purpose clear to the target users

At first, identify the target users, their preferences, and their needs, and then crosscheck is your app stand up to the user’s anticipations. If so, you should engage with the category of the target user base right from the development stage either by asking their opinions, beta testing, or doing polls which make them interested in trying your app. Post-launch, the users will become the army of a loyal fan.

#9. Select the right wallet type and mobile platform

Think broadly. There are many platforms- iOS, Android, Windows, and Blackberry out there, and each platform is dominating different geographical regions. Based on your target user base, decide the platform accordingly. The idea of building the app for all the platforms is good, but it’s an expensive option, so decide what suits your budget.

Going ahead, there are three types of e-wallet- retailer-specific app, bank-specific, and universal app (Allow users to store and use any type of cards) that can be developed to handle online commerce payments, mobile P2PE payment, and mPOS. Pick-up the right platform, wallet type, and transaction type to engage with the users the way they want.

#10. Embrace advanced technologies

Stepping in with the user’s choice is all-important to make the app thrive in the market. Incorporate the technologies that the target users are expecting in your e-wallet app. Some of them are:

NFC technology that’s already inbuilt in the iPhone 6 or later generation where the NFC-enabled transmitters onto the POS system automatically read the user’s credentials from the users’ smartphones over the internet connection, and a single tap by the users on the phone, make the payment is done.

The beacon technology doesn’t require an internet connection. The iBeacon-enabled POS read the user’s detail from the wallet app installed on the smartphone and the user’s confirmation make the payment done.

The widely-known QR code that just requires the users to scan the QR code with a wallet app while making the payment. It’s so easy.

#11. Design the UI that upsurge UX

The UI and UX are the inseparable part of the app’s success. The UI decides how easily the user can access, interact, and use the app in a first attempt. Engineer a breathtaking interface that please the users and appeal them to use the app again. The best combination of colors, right fonts, optimum button size, scrolling, animation, and toolbars should be leveraged to make the content readable, eye-catchy, and interesting.

Plus, the navigation structure should be simple. Don’t make it overly-complex that users find it difficult to get to the functionality they are looking for. Keep it simple, logical, and user-friendly.

Post Source :- minds.com

What Are Things That Users Expect From Your Mobile App?

By James Tredwell on March 8, 2019

Mobile app development is the most growing industry in now days. Right from retail industry to gaming sector, you can have the advantage of mobile applications to streamline the experience of users.

For mobile app developers, this is great news and means their industry is booming. However, it additionally implies that challenge is furious among these experts as observing customers increase their demands and desires. Presently whether you have a place with android app development or you are a standout amongst the best iOS app developers, here are five things the normal customer is searching for before making the move to download your app.

Smooth Design

Though we say, never judge a book by its cover, but what we do with this human nature, where we are visual creatures and always fall for appealing appearance. We do not only praise it but we always inclined towards retaining to it.

To this end, it’s fundamental that you center intensely around an instinctive and easy to understand app design. This is regularly alluded to as User Experience, or UX, design.

Easy to Understand

An app is productive when it’s ready to tackle a torment point or convey a message to its users in a way that is rapidly edible and reasonable. Consider it: Your audience is likely utilizing your application while in a hurry.

That is the excellence of a mobile interface. That implies you just have their consideration for an extremely brief time and it’s imperative that you take advantage of that cooperation.

Snappy Loading times

If a user access to your app and finds that it’s inconvenient to navigate, slow to load and confusing to move, odds are high you won’t verify that desired buy you’re anticipating. It merits the investment to have your app on a platform that is dependable and as quick as could be allowed. Else, you could lose those profitable users as he becomes restless and looks at the competition.

While you’re in the mobile app development phase, verify what stacking times you’re working with and furthermore, screen how utilization influences somebody’s battery.

Personalized Experience

The present customer doesn’t simply need customization. He anticipates it and won’t make do with anything less. One approach to take benefit of this intrigue is to offer a custom-made ordeal on your application that is structured around your client’s communicated advantages and inclinations.

You can accumulate this information in an assortment of ways. One straightforward route is to have new clients round out a basic overview before utilizing the application. Here, they can let you know absolutely the data they’re most inspired by, so you can ensure they’re seeing just the substance that is the most important to them.

Simplicity

There are a great deal of cool things you can do as far as the development of your mobile app, yet except if those cool things likewise line up with the requirements and objectives of your clients, they are presumably harming more than making a difference.

Packing your mobile application loaded with features that aren’t really fundamental to the errands clients need to finish is going to make the app clunky and more hard to explore than it should be.

We realize that clients desire intuitive app navigation and that implies that simplicity is vital. You should make a simple, usable design a central prerequisite of your mobile app development.

Seamless Checkout

Nothing is more challenging for online customers than the checkout procedure is. While minimizing fields is essential, it’s difficult to eliminate of all fields totally and the checkout process is the place the most data input is required. The key is to just request that customer give the data you completely require and to keep the quantity of fields as restricted as could be expected under the circumstances.

For example, do you truly require two fields for the users name? Then again would you be able to join First Name and Last Name into a single field? Search for opportunities to auto-fill information, similar to City and State dependent on Zip code. These little contacts make the procedure quicker and simpler for users.

Conclusion:

The mobile app industry has never been more successful and as digital technology continues to proliferate, it’s only poised to continue its impressive performance.

Moving forward, successful app developers will be those who keep the user top of mind and invest in the features, such as a great design, quick loading times and a responsive interface, to beat the competition and earn clicks that convert.

This article is contributed by Rakesh Singh, Rakesh Singh at RipenApps Technology.

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Travel App Development: Must Have Features and Cost Estimation

By James Tredwell on March 5, 2019

Travel is now one of the biggest industries in the world. Nowadays most of the travel booking is done over the internet and that is the reason why the number of travel apps for iOS and Android is increasing every day. According to a survey, mobile booking in the travel industry increased by 1700% in 3 years.

However, most of the Travel apps fail in the market because they are not well designed and lack essential features. A travel app must be user-friendly and at the same time, it must perform well. So today I am going to tell you the essential features that must be present in a travel app.

Personal Account

A travel app is an essential tool for those who travel regularly. Thus a travel app must allow the users to make a personal account using which he can handle everything effortlessly. Another benefit of a personal account is that you can obtain a lot of information about that person during the registration process.
But registration might be time taking and annoying so you can speed it up by allowing users to signup using their social media accounts like Facebook or Twitter.

Search and Filter option

Another necessary option for a travel app is search box using which people can search for popular locations spots, city attractions. There must be sorting and filter option so that users can filter the search results based on their preferences.

To make the users experience even better, you can provide recommendations based on the user’s preferences.

Hotel and Flight booking

A travel app is incomplete without hotels and flight booking services and you just cannot ignore this feature. You must provide your customers with a one-tap hotel and flight ticket booking option. For the promotion of your app, you can provide discounts and referral bonus to the users.

Navigation

On reaching an unknown place, people are really confused as they are unfamiliar with the locations. Thus to make your customers feel like home adding navigation feature to your travel app is a good idea. For this, you can take the help of Google Map.

Surely this will increase the cost of building the app, but it is important to implement this feature.

Ratings and Reviews

Last but not the least rating and reviews option is equally important for the success of a travel app. No matter how much information you provide about a hotel or a particular place, your customers will only trust the reviews and testimonials by others who previously visited that place.

Other feature

Offline access to contents, push notifications regarding bookings and discounts, holiday packages, personalized deals are some other essential features which you can add to your app.

Cost estimations

A well-designed travel app which contains all the necessary features will definitely cost you a lot of money. This is because you need to collaborate with many other service providers. Depending on the features you are adding and the app development team you are going to hire, developing a travel app can cost you anywhere between $1500 to $3000.

Why Progressive Web Apps are Essential for your Business?

By James Tredwell on February 27, 2019

In the battle between mobile web and mobile app, there is no doubt that mobile apps have come out on the top. Today, native apps are in so much boom that almost every small and large business prefers to have a mobile app.

According to statista, 6000+ mobile apps are launched every day for Android and 1400+ apps for iOS platform every day. But, these businesses still face challenges in acquiring new users as survey revealed that 53% users stay away from downloading any new apps.

To combat this, businesses have started adopting Progressive Web Apps (PWAs) to reach broader audience in the market.

PWAs are web applications that are basically websites or web pages that can appear as a traditional native application. These Progressive Web Apps combine the capabilities of both mobile native apps and mobile websites to create an immersive user experience and improve overall engagement as well as conversion rate.

Why Progressive Web Apps are Essential for Your Business?

In this article we’re going to take a look at key benefits of PWAs to discover why they’re essential for businesses.

1 — App-Like Feeling

The best feature of a PWA that we would like to highlight is that they give users an exact app-like experience, while also providing all website features such as access to database and dynamic data.

Progressive web apps allow users to operate in similar settings of a mobile app as well as mobile website. They allow users to check updates and other details that works like website but feels like a mobile app.

2 — Offline Mode

This is the era of Internet and everything can stop when the Internet stops working. Even with Internet, sometimes it cannot display complete and proper websites. With progressive web apps, however, that’s not the case.

PWAs come with an offline mode in which users can make changes without internet connection and those changes are still saved automatically.

3 — No Install & Download Required

Unlike native mobile apps, progressive web apps do not require users to go through Google Play Store or Apple App Store and wait for the app to download and then install.

Businesses also do not need to go through app submission process. PWAs does not require to be published on App Stores. Users can directly download these apps easily with links.

Businesses can just share the links of their PWA to various channels using which users can install and use the app instantly without having to go to the app store.

4 — Enhanced Performance

Compared to native mobile apps, progressive web apps are much more faster. Even in an unstable network, progressive web apps have proven to provide a seamless experience.

In fact, Forbes recently adopted PWA and revealed that their impression increased 10% per session as it loads in just 2.5 seconds while the previous site was taking 6.5 seconds. And according to a report, users bounce from a website when it takes more than 3 seconds to load.

5 — PWA Support Push Notification Functionality

Just like native apps, PWA too have push notifications capability. This functionality can be performed in different ways which allows businesses to get the best of their content advertising.

In fact, according to a statistics, nearly 60% of users allow progressive web apps to send them notifications regarding an offer, which increases opportunities for businesses to promote their services and products.

Now, if these benefits don’t look promising enough to you, take a look at how industry leaders have leveraged progressive web apps and results they’ve received till now.

Top Industry Leaders Using PWAs

Many leaders of different industries have already got splendid results by adopting progressive web apps. And all the credit goes to the capabilities and benefits of PWA.

1 — Twitter Lite

One of the most popular social media platform currently has 330+ million users in which nearly 80% are on mobile.

In 2017, Twitter adopted PWA and built Twitter Lite, which is available in 45 countries today. The PWA version of Twitter takes up only 3 MB space in Android and 1 MB in iOS.

This new release apparently came as a surprise to Twitter’s users and provided benefits like less data consumption and loads seamlessly in 2G and 3G networks.

The result?

  • 60% increase in page sessions
  • 20% decrease in bounce rates
  • 75% increase in number of tweets

2 — Ola

Ola is a leading taxi aggregator in India who could not sacrifice in their mobile app experience. And since majority of users in India deal with slow internet speed and limited device storage issue, Ola understood that they need to come up with a better solution to serve these users.

Hence, Ola built a light-weight PWA suitable for all devices and internet speed.

The Results?

  • 20% increase in new users
  • 30% increase in conversion rates
  • 68% increase in mobile traffic

3 — Alibaba

Alibaba is world’s fifth largest B2B marketplace with 617 million monthly mobile users.

For these users, Alibaba provides a strong mobile experience with their native mobile app. But, they recently realized the flaws of their mobile app. They discovered that their mobile users rather prefer a quick solution instead of downloading a high space consuming app.

So to prevent these users from leaving, Alibaba built a progressive web apps, providing fast, reliable, and engaging experience.

The results?

  • 4 Times higher interaction rate
  • 76% increase in mobile web conversions
  • 14% more monthly iOS users & 30% more monthly Android users

Conclusion? — Progressive Web Apps are Game Changer for Businesses

Progressive web apps are the next step after the native mobile apps. And from benefits that it provides, we can say without any doubt that businesses that are opting for progressive web app development are choosing the path of their success.

This article is contributed by Nasrullah Patel, Co-founded at Peerbits — web application development company.

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Grocery Delivery App Development: Must Have Features and Cost Estimation

By James Tredwell on February 25, 2019

Grocery App is becoming extremely popular in today’s world. People just love ordering food from the comforts of their home and the number of such users is increasing like a wildfire. Shopping for groceries in supermarkets is a tedious task as you need to wait for hours in long queues. That is why people are turning to grocery apps as the products get delivered easily at their doorsteps.

But today there are hundreds of Grocery delivery app available on the App store and if you want your app to stand out from the rest, you need to make it better than others in terms of performance. The interface of the app should be user-friendly and the application must work perfectly. But the most important reason behind the success of any grocery app is its features.

Here are some of the essential features which your Grocery Delivery app must not lack.

Registration

Registration is a crucial part of any Grocery Delivery App. You must ask your user to register using their phone number and email ID. After successful registration, the users should fill and submit the personal information page. This will ultimately result in creating personal data of the users which you use in the future.
For streamlined registration, you can allow your users to register using their social media accounts.

Search and Filter

Search and Filter option is another must-have feature of any such kind of app. You must provide a search option using which your customers can search for a particular product. Then there must be sort and filter feature which can help the users to filter the search results according to their preferences. It means the user must be able to filter the search list based on brand, quantity, price, etc.

Add to cart

Add to cart feature makes the shopping very easy. A user can simply add products to their card while browsing the app. They can then order it anytime easily from the cart. Overall it makes shopping really convenient and easy.

Order Status and Tracking

Order status and tracking option help the user to easily track their orders. This feature allows your users to manage their orders and they can know when it will get delivered.

Push Notifications

Push notifications keep the users informed and updated with the latest happenings. Using this option you can also notify the users about the latest discounts. So ultimately push notification keeps the users engaged.

Payment

A grocery app must have various payment options like online banking, cash on delivery, card payment at the time of delivery, etc.

Estimated cost of Grocery app development

For developing a streamlined and efficient app which can handle various users and their orders effortlessly, you need to hire a professional app development team. Then you need a delivery partner for delivering the product and you need to collaborate with various supermarkets or manufacturers. Therefore a Grocery Delivery app would roughly cost you $2000 to $3000.

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